Republican Health Care Plan: Why More Consumer Choice Will Save Money

Feb 25, 2010
Health Care
Press

We as a nation are currently looking at cost drivers in health insurance and a big part of that is that people are not allowed to buy the insurance they want.  They are forced to either buy the insurance that their state legislators or state insurance commissioners think that they need, even though that may be much more expensive. 

The Republican Health Care Plan would allow people to buy insurance across state lines.  Why is that important?  This way consumers could comparison shop and no longer be forced to buy coverage for treatments they did not want or would never need.

Today, each state regulates what insurance products can be sold within that state.  That regulation often takes the form of mandating that certain things be covered by any and all insurance products within that state. 

Within Washington State no insurance policy may be sold if it does not cover, among other things, the HPV vaccine, acupuncture and the removal of port wine stains.  Even if you have a moral objection to getting a vaccination for an STD you have to buy the coverage.  Even if you are not a believer in the efficacy of acupuncture, you have to buy the coverage.  Even if you don’t have a port wine stain birthmark, you have to purchase coverage for the removal of it.

If a resident of Washington State was disinclined to buy an insurance policy that covered those treatments, he might call an insurance company in Idaho, where the coverage of those conditions is not mandated, and purchase his insurance from them. Unfortunately that would be illegal too.

Keep in mind, citizens of Idaho can buy an insurance policy that covers the HPV vaccine, acupuncture and the removal of port wine stains. They simply make the decision as to whether or not they think that type of coverage is worth the added expense.  That’s a better way to run a health care system.  Policies that empower Americans to choose the best health care plan that fits their lifestyle is what will ultimately drive down the cost of health care.   

Recent Posts


Jun 21, 2024
Press

McMorris Rodgers Presents Purple Heart To Korean War Veteran From Usk

Usk, Wash. – Yesterday afternoon, Eastern Washington Congresswoman Cathy McMorris Rodgers (WA-05) presented 94-year-old U.S. Army veteran, Corporal Donald Donner, with the Purple Heart in recognition of the wounds he sustained while courageously fighting in the Korean War. Cpl. Donner enlisted in the Army in 1948 and was originally stationed in Japan as a radio […]



Jun 18, 2024
Press

McMorris Rodgers Responds to Biden Administration’s Sham Report on Columbia River System

Spokane, Wash. – Eastern Washington Congresswoman Cathy McMorris Rodgers (WA-05) released the following statement after the Department of the Interior published a report today on the “Historic and Ongoing Impacts of Federal Dams on the Columbia River Basin Tribes.” “This bad faith report is just the latest in a long list of examples that prove […]



Jun 14, 2024
Press

McMorris Rodgers Statement Remembering George Nethercutt

Washington, D.C. – Eastern Washington Congresswoman Cathy McMorris Rodgers (WA-05) released the following statement honoring former U.S. Representative George Nethercutt, who passed away today. “My heart is sad. George Nethercutt was a giant amongst men who served the people of Eastern Washington with honor and patriotism for a decade. George was a man of character […]